ABOUT ME
As a seasoned professional with over 20 years of experience, I have honed my expertise in the housing industry, demonstrating leadership as the State Head–Risk Credit at Mahindra Housing Finance Limited. My career spans roles at Housing Development Finance Corporation Limited and other esteemed organizations, contributing to business development, risk mitigation, and policy formulation. In addition to my professional journey, I hold a Bachelor's degree in Commerce and a GNIIT certification from NIIT. Fluent in English, Hindi, Marathi, and with a keen understanding of Gujarati and Malayalam, my diverse skill set extends beyond the corporate realm. Outside the boardroom, my passions include trekking and playing sports like table tennis, cricket, and badminton. I find joy in reading comical literature and exploring various music genres. I am driven by a commitment to providing senior-level leadership, aligning personal growth with organizational objectives. I am eager to contribute to a growing organization, fostering innovation and driving success. Let's connect and explore new possibilities together.
Education Qualification
Bachelors of Commerce
I earned my Bachelor's degree in Commerce from Mumbai University in March 2000, achieving a commendable second-class distinction. This educational foundation laid the groundwork for my successful and accomplished career journey in the dynamic field of housing finance.
H.S.C
In March 1997, I completed my Higher Secondary Certificate (H.S.C) from the Maharashtra State Board with distinction, securing a second-class classification. This achievement marked a crucial milestone in my educational journey, paving the way for growth and exploration of my interests and skills.
S.S.C
In March 1995, I successfully completed my Secondary School Certificate (S.S.C) from the Maharashtra State Board, achieving a remarkable first-class distinction. This academic success laid the foundation for my educational pursuits, fostering a commitment to excellence that continues to drive my professional journey.
Professional Qualification
GNIIT
In March 2000, I accomplished the completion of the GNIIT program from NIIT. This specialized training equipped me with valuable skills and knowledge in the field, enhancing my capabilities and preparing me for a successful career ahead.
Overall Experience
With 22 years of overall industry experience and a dedicated focus on the housing sector for the past 20 years, I bring a wealth of expertise to the table. My extensive background spans various markets, providing an understanding of the dynamic landscape in the housing industry.
Handled
Extensive experience in handling diverse markets, including metros, semi-metros, rural, and affordable segments. Demonstrated success in adapting the strategies to different market dynamics for the optimal outcomes and growth.
Experiences
Mahindra Housing Finance Limited
State Head– Risk Credit
Comprehensive oversight of credit, audit, and policy collections, ensuring strict adherence for the entire region. Adept at managing and optimizing processes to enhance efficiency and compliance.
Housing Development Finance Corporation
Senior Officer Operations
Authorized disbursements with Rs 25 Lacs approval and signing powers. Managed branch operations, conducted legal and credit appraisals, and fostered client relationships for business growth.
Hindustan Lever Limited
Officer
At Hindustan Lever Ltd., as an Officer, I managed legal appraisals, MIS reporting, and post-disbursement activities, fostering positive client relationships and contributing to business growth.
CONTACT ME
Feel free to reach out! Whether you have a business inquiry, a collaboration proposal, or just want to say hello, I'm always open to connecting. Drop me a message, and let's start a conversation. Looking forward to hearing from you!
D-504, Eternity Building Kanakia Spaces, Teen Hath Naka, Near Tata Motors, Thane (West) Pin (400604)
+91 9820745232
ajay.iyer27@gmail.com